Save money and pay down your debts faster

Whether it’s refinancing to get a better interest rate or consolidating debt to take control of your finances, we can help you find the right solution to suit your needs.

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At FXB Finance, we understand the importance of reviewing your mortgage to ensure that it suits your goals as your life changes. We also understand that your mortgage is often your single largest expense and the more we can save you on your loan repayments, the faster you can achieve your goals. 

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Refinancing

Refinancing can be a great way of reviewing your finances and getting the most out of your money. If your mortgage is more than two years old, there is a good chance that your situation has changed and it’s also likely that the market has changed and there may be products available that better suit your current situation. 

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Why refinance?

• Access a lower interest rate if your existing bank wont negotiate with you

• Get a better loan product with extra features such as an offset account

• Increase your borrowing capacity with another lender

• Fix your interest rate to provide peace of mind and security

• Access equity in your property to finance a renovation or purchase an investment property 

 

Debt Consolidation

Consolidating your debt involves rolling multiple loans into one loan. Debt Consolidation can be useful if you have loans other than just your mortgage. For example, a car loan, credit card or personal loan. 

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Why consolidate?

• Reduce interest payable by accessing a lower interest rate through your mortgage

• Reduce overall monthly repayments

• Take control of your finances

• Increase your monthly cash flow